Posted On Feb 10, 2026


1. #Banks have 2 sets of rates i.e#posted#rates and#contract rate; most bank clients find out about the posted rates the hard way.
2. Banks and its employees primarily work towards generating a profit for the bank's shareholders; they don't work for you
3. Bank staff are shielded by their organisation, the generally have no obligation towards you.
4. Incase the bank declines your application you could loose on getting your#dream #home.

As an independent mortgage consultant :
1) Clients are the primary focus of my work
2) I share mortgage#terms and#conditions upfront
3) My obligations are both towards my clients and the lenders
4) Having access to#multiple lenders and mortgage products positions me better towards getting an #approval

For personalised mortgage advise, get in touch.

Achieve with Abhi, happy to help 😀